Need To Save Money?

Couponing is one of the biggest things that is taken advantage of or underestimated, when it comes to saving money. People underestimate what couponing can really do for a household. It’s as if no one wants to take the time to gather the coupons or find where they can save a lot more than they think. If you are a stay at home mom, it may be easier for you to clip, find and sort through various coupons. Some moms take the time to do this when their kids are down for nap time.

People tend to think that .50 cents here and a dollar there won’t really mean anything after one shopping trip to the grocery store, but in the long run it’s pretty massive. Also, a lot of people associate the couponing process with being an extreme measure, but in reality, it’s what you make it. You can do it at your own risk, at your own time and to whatever extent you want.

If you’ve ever seen those extreme couponing TV shows, some of those people get many items for free. If you wish you can “coupon it up” and take it to the extreme or take it down a couple of notches and do it in moderation.

download (1)

Image Source: http://www.candofinance.com/debt-management/how-effective-are-couponing-websites/

If more Americans were to start couponing yearly, they could save thousands of dollars. You see coupons everywhere; newspapers, magazines, etc. Couponing is perfect for parents that stay at home and are looking for something to do, or maybe if your family is tight on money and looking for different ways to cut back on spending. If you want to look deeper into couponing and its benefits, you can look into sites on the web that will allow you to save more in the end.

For beginners, this site it perfect. It will teach you all the ins and outs of couponing, and what to look for exactly when looking for deals. The woman who runs this site also has her own coupons from sites that she’s subscribed to that she allows people to print off the web for their own sake. There’s a lot more to couponing that what one sees, and this is a great site to look into and read about if you’re interested in the maddness that comes with saving money.

logo

Image Source: http://www.livingrichwithcoupons.com

Couponing sites such as, http://www.coupons.com/ allow you to print coupons off the web, and you can pick and choose what you’re getting rather than getting whatever they have in a magazine or in the newspaper. It gives you more freedom and this allows you to get exactly what you need to save for by searching through the categories that it has to offer. This site also tells you how much available money you can save right when you go to the home page. Along with this website, you may have to download a certain software so you can get the bar codes from the coupons codes when you go to print them.

Coupons.com-Logo-300x132

A coupons.com customer stated:

 “Talk about PRINTING MONEY with your computer, this site is a gas! After you download a simple coupon printing program (it’s required to print bar codes), you can just line up all the savings on this website with your shopping list and kick butt! I found this site when I was trying to locate the $1 OFF coupon for the new V8 Fusion drink… A great money-saving resource and it’s all FREE!”

The Krazy Couponing Lady site is awesome! This site isn’t specifically for grocery shopping or set on one thing. This site allows you to search through categories, different stores, and also see what the biggest coupon deals are. You can then print the coupons right off the site just like the previous one.

Lets-Shop-icon

Image Source: http://thekrazycouponlady.com/

I think that the nice thing about this site is that you can search for any store that you want and see what’s available to get a discount from. Local grocery stores may not always be in your range but their are nationwide stores that are all over the country that you can find discounts for. Customers always seem to have positive reviews from this site.

One customer reviewed:

“The grocery stores aren’t local for me (I’m envious of anyone who has an Albertson’s!) but the national store deals are great! Also they have lots of tips to get you started as a couponer. I also enjoy their videos. I recommend this site to everyone who asks me about the deals I get — and almost everyone asks!”

If you live in a big household of people, or even small, when it comes time to make the weekly to every two week trip to the grocery store, the bill can sometimes be outrageous! All in all, groceries are very expensive and it starts to become annoying when you have to spend that much money on them all the time. So look into couponing!

At first, you might think that it doesn’t really make a difference with a little money here and there but boy will you be surprised even after two months. Who doesn’t love having extra savings? You don’t need to go to the extremes of couponing, but it’s something to look into. Next time you go to make a big trip to the grocery store, keep in mind that there are ways around spending a lot of money.

Take a look at these crazy couponing ladies — this could be you someday if you really want to dive into the world of couponing!

Some people have even gone dumpster diving to grab their fix of coupons!


Earn Cash Back For Shopping. Save At Your Favorite Stores. Plus, Sign Up Now And Get A Free $10 Gift Card!

The Plan – How to Control Spending in a Year

Last week I came clean with the fact that I’ve been overspending – quite a bit.  It started with more money coming in.  Somehow, our busy lives took precedence over our savings account, and our lack of attention to our spending became justified.  It ended at the start of May 2012.  No more waste.

Using the following methods, I will be reducing that $1,850 a month to less than $400 a month over the following year.  Each month, I have $100 less than the total spent the prior month.  These are the methods I will be implementing over the following year to reduce our spending.piggy bank

Pay Attention
It’s amazing how much money you can save simply by keeping track of your expenses! Already this month, because I am actually paying attention to our spending, it is less. Much less.  Hold yourself accountable and pay attention to the money slipping through your fingers.

Get a Plan
Planning out meals in advance is a huge way to save some real money, and I’ll take you through my weekly planning process as we go along.  And it’s not just food. Planning out entertainment, gifts, and other expenses goes a long way as well.

Cook Smarter
Implementing freezer cooking days and budget friendly meals can really save some money.  I’ll be showing you how to stretch a chicken into multiple meals, how to cook with inexpensive seasonal produce, and how to plan your meals around store specials.

Use Coupons
Coupons can be an excellent way to get free toiletries and food.  Plus, you can usually handle most of your gift giving needs using coupons (or coupon concepts) as well! Many couponers even sell part of their stash for extra cash.  Since we started traveling, it has been harder for me to coupon.  Well, I’m back!

Barter
This is my absolute favorite step in reducing spending.  I love to barter, that is, to trade items and services with others.  I will take you through my negotiations as I make them, and show you how you can find locals to barter with on your own.

Think Outside the Box
This will be particularly useful for our entertainment, dining out, clothing, and gifts.  One of the biggest things I will be doing is utilizing online resources such as Groupon and Listia.  Not only can you get things at a huge discount, but you can also earn credits for referring others.  More on this as we go along.

This first month, May, I’m only going to be working consistently on step 1: Pay Attention.  The other steps will follow as the challenge progresses.  I’m taking this journey slow so you can not only follow along with me, but so that you can participate as well.  If I can do it, you can too.

Things that don’t count towards our goal:

Business Expenses
We run a business.  Sometimes we travel to conventions or have a local meeting with colleagues.  Our business pays for our travel, hotel accommodations, and food.  Since it is the business that pays, I will not be including those expenses in this journey.  This amounts to a trip or two a year, and a business meeting every month or two.

Surrogacy Related Expenses
Also, I travel for medical procedures for surrogacy.  I’ve been a surrogate mother three times and am about to do it a fourth time.  The intended parents pay for my travel to their clinic, as well as my hotel and food expenses.  Those expenses (since  I do not pay them) will not be counted here either.

What Does Saving Money Mean?

What does reducing $1850 a month to $400 a month really mean?  Well, that’s $1,450 a month in savings, or $17,400 a year.  Over 10 years’ time, that’s $174,000! Literally a house.  Think about that.  By practicing frugal money saving tips.  No, by living frugal, over a decade you can save enough money to buy a house with cash.  It sort of makes me sick looking at it.

So that’s the plan.  I’d love you to join me!

What would you do with an extra $15k+ a year?


Earn Cash Back For Shopping. Save At Your Favorite Stores. Plus, Sign Up Now And Get A Free $10 Gift Card!